0% Finance Option

Spread the cost of your purchase over 6, 10 or 12 months, with 0% interest (a deposit is optional)

We’ve teamed up with the highly trusted, secure, online credit service, V12, to offer you a great finance payment option and spread the cost of your purchase.

What we offer

12 months interest-free credit when you spend over £250 at Jorvik Tricycles.

How it works

Choose to purchase your products using the V12’s payment option during checkout.

Complete the online application form. It takes just 30 seconds to find out your results.

If prompted, complete the ID verification, review and sign your agreement with V12 electronically.

Once you’ve signed, we’ll deliver the goods to your home address.

Example Baskets

Basket Cost 10% Deposit Monthly Payment
£400 £40 £30 / month
£750 £75 £56.25 / month
£1000 £100 £75 / month

Representative Example

Purchase Price £999.00
Deposit £99.90
Amount of credit £899.10
Total Repayable £999.00
Agreement Duration 12 months
Monthly Payment £74.93
Rate of Interest 0% per annum
Representative 0% APR



A bit about you

To apply you must…

  • Be over 18
  • Resident in the UK for the last 3 years
  • Have a UK bank account that can accept direct debits
  • Have a credit or debit card registered to your home address
  • Have a stable income whether through permanent employment or other means (pension, disability, allowance, etc.)
  • Delivery must be to the address that you put on the finance application
  • Accept that a credit check will be performed when you submit your application

Please note: If you pay with finance, your order must be delivered to your bank account’s billing address, which must be the same address as on your finance application.

Have any questions?
For any queries during the application process or when signing your credit agreement, you can contact V12’s customer service team who will be happy to help you through the process. You can phone them on 02920 468 900 or email customerservices@v12finance.com.




Who is eligible to use V12?
Anyone that has lived in the UK for at least 3 years, is over 18 years old, works at least 16 hours per week (or is in receipt of a regular income) and has a good credit history.

What’s the most I can finance with V12?
For finance purchases of up to £25,000.

What’s the minimum purchase value I can apply for credit for?

Can I bundle products to total the minimum basket value?
Yes, we offer this service, provided your basket total is at least £250.

What’s the process to buy using V12?
Buy as normal from Jorvik Tricycles and choose to pay using V12. Complete a short online application which takes a few minutes. You’re approved instantly. Pay the deposit if you chose that option and sign the agreement to complete the purchase.

What happens if I’m declined?
You would need to complete the purchase using one of the other traditional methods of payment we offer.

Do I need to pay a deposit?
No a deposit is not required.

Can I pay back the full amount before my term?
Yes, it is possible to make full payment before the agreed term ends – there is flexibility and this can be discussed with V12 direct.


Jorvik Tricycles Ltd act as a credit intermediary. Finance options are provided byV12 Retail Finance Limited. Registered in England and Wales 4585692.
Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: One Arleston Way, Solihull, B90 4LH. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. Finance available subject to age and status. Terms and conditions apply. Jorvik Tricycles Ltd, Unit 6 Yorvale Business Park, York YO10 3DR